Contractors Insurance

Shielding Your Projects and People – Comprehensive Insurance Solutions for Contractors

Contractors Insurance

Jon Nelson Insurance tailors your contractor insurance to fit the specific risks you face, such as a client’s medical costs resulting from bodily injury or claims of property damage resulting in data loss.

We specialize in protecting a range of contracting professions including: Carpenter, Construction, Electrician, Handyman, Plumber, HVAC, Painters.

General Liability Insurance

General liability insurance, sometimes called Commercial General Liability (CGL), could protect your business from another person or business’s claims of bodily injury, associated medical costs, and damage to property. Having this kind of coverage is beneficial in several instances:

  • Bodily injury: A client trips over your toolbox and fractures their leg. You could be liable for the medical costs, however, your general liability insurance policy could cover those costs, protecting your business.
  • Personal injury: One of your employees is out to lunch. He is overheard talking to another employee about one of your clients in an unflattering and false way. The client learns of this discussion and sues for slander. A general liability insurance policy could cover the subsequent claim, up the policy limits and appoint an attorney to defend you if necessary.
  • Property damage and data loss: You are renovating a home office for a client and their desktop is nearby. During the demolition phase you accidentally drop something on the desktop causing irreparable damage. A general liability insurance policy could cover the claim up to your policy’s limits of liability.

Research on the business plan

Why contractors choose Jon Nelson:

 

  • Flexible payment options: We offer you the option of making monthly payments (with no additional fees) to help you manage your cash flow.
  • Tailored insurance: We specialize in businesses like yours and tailor coverage to the risks in your field.
  • Claims responsiveness: When a covered claim is reported, Jon Nelson Insurance will immediately assign a dedicated claims representative to assist you.
  • Coverage for contracts: Our architects insurance coverage satisfies most standard contract insurance requirements.
  • Passion for service: Agents knowledgeable about your business concerns will provide you with excellent service—4.7/5 people surveyed recommended us.

Get a fast, free quote now  If you prefer, you can call us at (559) 429-8111 and speak with a Jon Nelson Insurance licensed agent, Monday – Friday, 8am – 5pm.

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Our insurance solutions are built with your specific needs in mind, from safeguarding your projects to protecting your team. We focus on Risk Management, Loss Prevention, and ensuring Compliance, so you can concentrate on building the future.

Jon Nelson

President

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