Auto Insurance
Drive with Confidence – Personalized Auto Insurance for Every Journey
Auto Insurance
Auto Insurance Coverage options in California
Collision and comprehensive (other than collision) coverages
Collision and Comprehensive (other than collision) coverages pay for damage to your automobile. You can purchase either or both of these coverages for each vehicle you own. If you have an auto loan you may be required to purchase both.
- Collision coverage insures you against damage to your vehicle caused during an accident.
- Comprehensive (other than collision) coverage insures you against all other physical damage to your car caused by such events as fire, theft, flood, and vandalism.
Collision and comprehensive (other than collision) coverage usually includes a deductible, which can range from $500 and up. If your car is damaged, the Insurance company pays only for the damage in excess of the deductible you selected. The higher the deductible, the lower the premium.
How much do I need?
Choosing the appropriate level of auto Insurance coverage depends on a number of factors, including assets you must protect (liability coverage), value of your vehicle (collision and comprehensive), the amount of money you can afford to pay out-of-pocket (deductibles $500 and up), and your tolerance for risk.
Our professional auto insurance agents in Visalia California, can assist you in finding the right car insurance you need.
Our Auto Insurance is designed to give you peace of mind on every road. With coverage tailored for accidents, theft, and liability, we ensure you're protected, so you can focus on the journey ahead.
Jon Nelson
President
What We Cover.
- Liability Coverage: Liability coverage pays for injuries you cause to other people and damage you cause to other people’s property when you are at fault in an automobile accident.
- Medical Payments Coverage: Medical Payments coverage pays medical expenses (up to a specified dollar limit) for you and passengers of your car who are injured in an automobile accident, no matter who is at fault. If you and your passengers have health Insurance, you may not need this coverage.
- Uninsured/Underinsured Motorist coverage: This coverage pays if you are injured by a person who is completely uninsured or doesn’t have enough liability Insurance to cover your injuries. It also covers you if you are in an accident with a hit-and-run driver.
- Optional coverage: Optional or special coverage includes extras such as towing, rental reimbursement, and roadside assistance. None of these coverages are required.
Real Stories – Real Relief
James Elliot
Switching to their Ag and Farm Insurance was a game-changer for us. The personalized coverage options gave us the peace of mind we needed to focus on expanding our operations. Truly, a partner in our farm’s growth!
Miguel Torres
After a challenging year of unexpected weather events, it was their comprehensive policy that kept us afloat. Their team’s expertise and genuine care for our business were evident from day one. Highly recommend!
Samantha Lee
Their attention to detail and understanding of the agricultural sector is unmatched. Thanks to their tailored insurance solutions, we’ve been able to safeguard our livestock and equipment against all odds.
Ethan Grant
I was impressed by the swift and supportive response when we faced a liability issue on our property. Their team handled everything with such professionalism, making the process stress-free. They’re not just an insurance provider; they’re part of our farm’s extended family.